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    • Home
    • Locations
      • Saint Louis,MO
      • Springfield,MO
      • Columbia,MO
      • Lake of the Ozarks,MO
Call Now: 314-278-3144
  • Home
  • Locations
    • Saint Louis,MO
    • Springfield,MO
    • Columbia,MO
    • Lake of the Ozarks,MO
Call Now: 314-278-3144

When Insurance Falls Short, We Step In.

When Insurance Falls Short, We Step In.When Insurance Falls Short, We Step In.When Insurance Falls Short, We Step In.

When Insurance Falls Short, We Step In.

When Insurance Falls Short, We Step In.When Insurance Falls Short, We Step In.When Insurance Falls Short, We Step In.

Call Now for Expert Help With Your Insurance Claim

Call Now: 314-278-3144

Professional Public Adjusters. Real Results.

 When disaster strikes your property, insurance should be your safety net—not a second battle. At Show-Me Claims Group LLC, we work exclusively for policyholders, not insurance companies. Our job is to ensure you receive every dollar you’re entitled to under your policy—nothing less.

Founded and led by Mark Curfman, a seasoned Triple Master Restorer and Licensed Public Adjuster, Show-Me Claims Group brings unmatched expertise in both property restoration and insurance claims. We’ve seen firsthand how claims get underpaid, delayed, or denied—and we know how to fix that.

Whether you’ve experienced water damage, fire, storm, or other insured losses, we step in to handle the insurance process from start to finish. From documentation and damage assessment to negotiating directly with the insurance company, we are your advocate every step of the way.

From Damage to Settlement: Our 6-Step Approach

1. Free Consultation

1. Free Consultation

1. Free Consultation

 No pressure. No cost. Just real answers.
We start by listening. During your initial consultation, we’ll review the details of your loss, any correspondence with your insurance carrier, and the current status of your claim (if filed). We’ll give you an honest assessment of whether bringing in a licensed Public Adjuster will increase your settlement—and if we don’t think we can help, we’ll tell you up front. 

2. Damage Inspection

1. Free Consultation

1. Free Consultation

 

A trained eye makes all the difference.
We perform a comprehensive, boots-on-the-ground inspection of your property. This includes:

  • Detailed photographic documentation 
  • Inspection of hidden or secondary damage 
  • Evaluation of contents and personal property.

3. Policy Review

1. Free Consultation

4. Estimate & Claim Preparation

 We speak the language your insurance company hopes you don’t.
Your insurance policy is a legally binding contract—one with complicated language, vague terms, and hidden limitations. We review your declarations, endorsements, exclusions, and policy limits to determine what you’re owed. Our expertise ensures you don’t miss benefits, coverages, or time-sensitive requirements buried in the fine print. 

4. Estimate & Claim Preparation

4. Estimate & Claim Preparation

4. Estimate & Claim Preparation

 We build your case with facts, not feelings.
Using industry-standard estimating software (Xactimate), we create a comprehensive and defensible estimate of the cost to repair or replace all damaged property. This includes structure, contents, cleanup, and any applicable code upgrades. We compile all reports, evidence, and forms into a professionally presented claim package, tailored to meet your insurer’s requirements. 

5. Negotiation

4. Estimate & Claim Preparation

6. Settlement & Support

 We deal with your insurance company—so you don’t have to.
We act as your licensed representative throughout the claim process. From communicating with adjusters to pushing back on lowball offers, we fight for every penny you're entitled to. Whether it's one-on-one discussions or more formal dispute resolution, our experience and persistence get results. We don’t back down when it counts. 

6. Settlement & Support

4. Estimate & Claim Preparation

6. Settlement & Support

 We don’t just walk away once the check clears.
Once a fair settlement is achieved, we help ensure it’s processed correctly and issued promptly. Need help understanding your scope of loss or next steps for repair? We’re available for post-claim support and guidance. Our goal is to leave you better protected, better informed, and fully compensated. 

Call Now for Expert Help With Your Insurance Claim

Call Now: 314-278-3144

Protecting Your Interests, Not the Insurance Company’s

Taking the Stress Out of Insurance Claims

 

A public adjuster works exclusively for you—the policyholder—not the insurance company. When disaster strikes your home or business, a public adjuster helps you navigate the often confusing claims process. We inspect the damage, review your policy, document your losses, and prepare a detailed claim on your behalf. Unlike the insurance company’s adjuster, our job is to protect your interests and fight for a full and fair settlement that covers everything you’re entitled to under your policy.

For homeowners, this means help with water, fire, storm, and theft claims—ensuring nothing is overlooked or underpaid. For business owners, we also handle complex commercial claims involving property damage, equipment loss, and business interruption. Whether it’s negotiating with the insurance company or guiding you through required paperwork, Show Me Claims Group brings the expertise, time, and advocacy needed to get your claim paid correctly and quickly.

We Handle a Wide Range of Property Damage Claims

Water Damage

Fire & Smoke Damage

Fire & Smoke Damage

 Leaks, burst pipes, foundation seepage, or a backed-up drain—water losses are one of the most common (and most denied) claims. We document visible and hidden water damage using moisture meters, thermal imaging, and detailed reports to make sure no damage is overlooked. 

Fire & Smoke Damage

Fire & Smoke Damage

Fire & Smoke Damage

 Fire claims are complex. Beyond the visible damage, smoke and soot can contaminate walls, ceilings, contents, and even HVAC systems. We inspect and document both structural and content damage—then build a claim that fully reflects what it will cost to restore your home or business. 

Storm Damage

Fire & Smoke Damage

Mold (When Covered)

 Hail, wind, and severe thunderstorms can damage roofs, gutters, siding, and more. We know what storm damage looks like—even when insurers try to call it “wear and tear.” Our team performs a thorough inspection and prepares a claim that matches the full scope of the damage. 

Mold (When Covered)

Structural Collapse & Hidden Damage

Mold (When Covered)

 Mold isn’t always covered—but when it’s caused by a covered water loss, we help you get compensated. Mold often hides behind walls, under flooring, or in HVAC systems. We help document the cause, extent, and proper scope for professional remediation in line with IICRC standards. 

Vandalism & Theft

Structural Collapse & Hidden Damage

Structural Collapse & Hidden Damage

 When your property is vandalized or burglarized, your insurer will demand proof of loss—and may still underpay or deny your claim. We help with detailed inventory, damage reports, and valuations, making sure your claim is well-supported and your settlement is fair. 

Structural Collapse & Hidden Damage

Structural Collapse & Hidden Damage

Structural Collapse & Hidden Damage

 Damage isn’t always visible right away. A sagging ceiling, shifting foundation, or collapsing roof might be due to water intrusion, construction defects, or gradual wear made worse by a covered event. We investigate the true cause and build the case to ensure your insurance company addresses the full scope of the damage. 

Meet Your Public Adjuster

 At Show Me Claims Group, you’re not just hiring a public adjuster—you’re gaining a seasoned expert with unmatched experience in property damage, restoration, and construction. Our lead adjuster, Mark Curfman, is a Triple Master Restorer certified by the IICRC, with advanced certifications in water damage, fire and smoke restoration, and mold remediation. He’s also a licensed Master Plumber and a Licensed General Contractor, which means he doesn’t just understand insurance—he understands buildings inside and out. From structure to systems, he knows what real damage looks like and how to document it for maximum claim value. 


 Mark has spent years restoring homes and businesses after disasters, giving him a deep, hands-on perspective that most adjusters simply don’t have. His combined expertise in restoration, plumbing, and general contracting allows him to spot hidden issues, ensure accurate estimating, and advocate for the full scope of repairs your policy covers. When you choose Show Me Claims Group, you’re getting a true advocate who knows the process, knows the property, and knows how to get you paid. 

Call Now for Expert Help With Your Insurance Claim

Call Now: 314-278-3144

Frequently Asked Questions

Have questions about how we work or what to expect?
We’ve answered the most common questions below to help you feel confident in your next steps. 

 A Public Adjuster is a licensed professional who works exclusively for policyholders—not the insurance company. We help document your loss, prepare your claim, and negotiate a fair settlement. If you’ve experienced property damage, especially on a large or complex claim, a Public Adjuster can ensure you don’t leave money on the table. 


 We work on a contingency fee basis, meaning we only get paid when you do. Our fee is a small percentage of your final settlement, and there are no upfront costs. If we don’t recover money for you, you owe us nothing. 


 Not at all. In most cases, bringing in a Public Adjuster helps move things along faster. We take over the documentation, communication, and back-and-forth with your insurance company—ensuring your claim is filed correctly and efficiently the first time. 


 Yes. Even if you’ve already filed or received a settlement offer, we can step in to review your claim. If we believe the settlement is too low or that damage was missed, we can reopen negotiations or file a supplemental claim. 


 Yes. Public Adjusters are licensed and regulated by the Missouri Department of Insurance. Show-Me Claims Group LLC operates fully within state law and follows all industry and ethical standards. 


Location we Service

Saint Louis

Columbia, MO

Columbia, MO

 At Show Me Claims Group, we help Saint Louis property owners take control of their insurance claims with expert support and strong advocacy. Our goal is to protect your home, business, and financial future. 

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Columbia, MO

Columbia, MO

Columbia, MO

 Show Me Claims Group is proud to serve Columbia with trusted public adjusting services. We’re here to help you navigate the insurance process and protect what matters most—your home and livelihood. 

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Lake of the Ozarks, MO

Lake of the Ozarks, MO

Lake of the Ozarks, MO

 At Show Me Claims Group, we work with Lake of the Ozarks residents and property owners to ensure fair insurance payouts. From vacation homes to businesses, we help protect your investments. 

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Springfield, MO

Lake of the Ozarks, MO

Lake of the Ozarks, MO

 Show Me Claims Group supports Springfield homeowners and business owners with expert insurance claim guidance. Our mission is to make sure you recover fully and fairly after property damage. 

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